Hello again readers! Today’s topic is something that many of you are curious about. What are your entitlements as a Veteran with a 100% disability rating? Entitlements as a Veteran is a broad topic, and the answer varies from state to state, but I will do my best to give you a Veterans 100% disability benefits summary in this post. The main topics I am going to cover will refer to federal benefits as we all get these regardless of where we live. However, I will touch on some state benefits and how you can learn what benefits your state offers you as a Veteran with a 100% disability rating.
Disability Compensation – Show me the money! $$$
The rates I am listing here are based on the 2020 rates for a Vet with a disability rating of 100%
BASIC RATES FOR MONTHLY PAYMENT FOR VETERANS WITH NO CHILDREN
- Veteran Alone = $3106.05
- Vet with Spouse (no other dependents) = $3279.22
- With spouse and 1 dependent parent (no kids) = $3418.20
- Veteran with spouse and 2 dependent parents (no kids) = $3557.18
- Vet with 1 dependent parent (no spouse or kids) = $3245.02
- With 2 dependent parents (no spouse or kids) = $3384.00
If your spouse is receiving Aid and Attendance, there is an additional $158.82 per month that you can add to the appropriate amount listed above.
BASIC RATES FOR MONTHLY PAYMENT FOR VETERANS WITH CHILDREN
- Veteran with child only = $3221.85
- Vet with Spouse and 1 child (no other dependents) = $3406.04
- With spouse, 1 child, and 1 dependent parent = $3545.02
- Vet with spouse, 1 child, and 2 dependent parents = $3684.00
- Veteran with 1 child and 1 dependent parent (no spouse) = $3360.83
- With 1 child and 2 dependent parents (no spouse) = $3499.81
You are also entitled to $86.05 per month for each additional dependent child under 18, an additional $277.96 for each dependent child over 18, AND enrolled in a qualifying school program. If your spouse is receiving Aid and Attendance, you also get an additional $158.82 per month.
For additional information or amounts for Vets with less than a 100% disability rating, you can look here.
Educational and Training Benefits
Veterans get Educational benefits, yes. However, did you know, in most cases, our qualified family members get benefits? VA education benefits help pay for school tuition and things like books, tutoring, licensing, exams, and many more!
There are a couple of significant areas in terms of educational benefits that we are entitled to. Each of them could warrant an entire blog on their own so remember, this is a summary for Veterans with a 100% disability rating. So, without further ado, here is a list of the FEDERAL educational benefits you or your qualified family members may be entitled to.
MONTGOMERY GI BILL (MGIB)(Chapter 33)
These benefits help you pay for college, grad school, and various training programs. However, there are a few versions of the GI Bill, each with different rules. The Post 9/11 GI BILL; The Montgomery GI Bill Active Duty; and The Montgomery GI Bill Selected Reserve. The MGIB has programs for assisting survivors and dependents with educational needs too.
VETERAN READINESS and EMPLOYMENT (VR&E) (Chapter 31)
This is a big one for disabled Vets! If you have a service-connected disability that limits or prevents you from working, VR&E can help you explore different employment options, training needs, and educational counseling.
Educational and Career Counseling (Chapter 36)
This benefit is mainly for Vets leaving the military soon or that have left the military within the last year. With these benefits, you can get services such as career counseling to decide what you want to do in the civilian world. You can also receive help finding training programs, adjustment counseling to help overcome issues or barriers getting in the way of your success, and resume writing and goal planning.
SURVIVORS AND DEPENDENTS EDUCATIONAL ASSISTANCE (Chapter 35)
– THIS IS A BIG DEAL!!! That is why I am copying and pasting this section directly from the VA website, which states:
You may be able to get these benefits if both you and the Veteran or service member meet specific eligibility requirements.
One of the descriptions listed below must be true. The Veteran or service member:
- Is permanently and totally disabled due to a service-connected disability, or
- Died while on active duty or as a result of a service-connected disability, or
- Is missing in action or was captured in the line of duty by a hostile force, or
- Was forcibly detained (held) or interned in the line of duty by a foreign entity, or
- Is in the hospital or getting outpatient treatment for a service-connected permanent and total disability and is likely to be discharged for that disability (effective December 23, 2006)
If you’re the child of a Veteran or service member
- You can get benefits if you’re between 18 and 26, except in some instances. Marital status doesn’t matter.
- But, if you’re over 18 years old and using DEA, you can’t get Dependency and Indemnity Compensation (DIC) from us.
- Learn about DIC
- By the way, you can’t use this benefit while on active duty. If you want to use this benefit after leaving the service, you can’t have a dishonorable discharge. Military service can extend your eligibility, but this increase doesn’t usually go past your 31st birthday.
If you’re the spouse of a Veteran or service member
- Your benefits start when they conclude that you qualify or on the veteran’s death date and last for ten years.
- Also, If we rated the Veteran as permanently and totally disabled, with an effective date that’s three years after discharge, you’d qualify for benefits for 20 years from that effective date. However, this new policy began on October 10, 2008. and is not available for training you started before this date.
- Also, If the service member died on active duty, your benefits would end 20 years from the date of death.
- You can get DIC payments from us and use DEA benefits.
VA housing assistance is available to help Vets, service members, and surviving spouses. If you are buying or refinancing a home, or need services to help build, improve, or keep your current home. This is thanks to programs like the Special Housing Grants and the Certificate of Eligibility. Look here for more information on How to apply for a VA Home Loan.
Insurance and Burial Benefits
If you are totally disabled when you are discharged from the military and meet specific criteria, then you can get a free extension of your SGLI. If not, then your Servicemembers Group Life Insurance (SGLI) expires 120 days after discharge. After that time, you can continue coverage by applying for Veterans Group Life Insurance (VGLI).
Suppose you are severely disabled and received a Specially Adapted Housing Grant. You are eligible for Veteran’s Mortgage Life Insurance (VMLI). VMLI provides $90,000 in mortgage life insurance payable to the lender.
Service-Disabled Veterans’ Group Life Insurance (S-DVI) – If you have received a service-connected disability rating of zero percent or more, you can apply for this benefit. And you could get a waiver of premiums if you qualify!
Burial and Memorial service benefits
Veterans, service members or a family members who qualify for burial in a VA national cemetery, receive certain burial benefits at no cost to their family. These include
- A gravesite in any of 138 national cemeteries with available space
- Opening and closing of the grave
- A burial liner provided by the government
- A headstone or marker provided by the government
- Perpetual (ongoing) care of the gravesite
At the time of need, the person planning the burial can also request other VA memorial items and military funeral honors provided by the Department of Defense. These items and privileges have different eligibility requirements.
In this article, I provided a Veterans 100% Disability Benefits Summary. As a 100% disabled Veteran, you and your family have numerous benefits available to you. However, this article was not all-inclusive, and there are many more benefits out there for us. If you have not already done so, register for at least a basic account on eBenefits here.
There is a “Benefits Explorer” that will allow you to enter your specific details within that website. It will personalize some of the benefits for which you may be eligible. I hope you found this information helpful! Please feel free to leave any questions or comments below!
Do you like Cards Against Humanity? These are the Veteran’s versions! HILARIOUS!!!
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